Thunder Team Realty will not discriminate on the basis of race, color, religion, sex, familial status, handicap, or national origin with regard to housing.
Single or married resident(s) must present verifiable gross income of at least 3 times the monthly rent rate. Roommates must each qualify at an income of 3 times their portion of the monthly rent. Allowances, alimony, child support, and other income require verification.
Income from occupants will not be considered in meeting income criteria. Roommates’ portions are based on the number of roommates, i.e. half of rent each if two roommates, one third each if three and so on. Paycheck stubs are acceptable verification of employment and income. Self-employment persons must provide the previous year’s personal income tax return and the previous two month’s personal bank statements as evidence of sufficient income. Persons who hold jobs that are commission only, or base salary plus commissions, tips, or bonuses will be considered self-employment. All verifiable sources of income will be considered, including child support, proof of social security income, pension, or automatic deposits. Savings Accounts or Certificated of Deposits with a balance of three times the yearly rental rate will be considered as adequate income. Canceled checks that establish patterns are acceptable verification for third party support, such as from a parent to child or child to retired party.
Credit history must reflect no more than 3 negative items reported to be over 60 days past due or charged to collection in the last two years. A credit report will be reviewed. Only the immediate past two years’ history will be reviewed. A negative report will be an account that is 60 days past due. It will not include bankruptcy providing the bankruptcy has been discharged, or foreclosure, in which event credit history (two years minimum) since the foreclosure will be considered. Medical expenses and student loans are ignored. Any judgment from a utility provider must be satisfied. Credit reports are also an additional source of address, social security, mortgage, and employment verification. International prospects may present a valid passport in lieu of a residential history or credit reporting in the U.S. A credit report will still be run on any international prospect with a social security number.
Present and previous residencies must have a history of prompt payment, sufficient notice to vacate given, and good conduct for no less that one year. An applicant does not have to have prior rental history; first time renters are accepted. The prior resident history should have no derogatory reference.
Derogatory reference includes:
Negative residency references will not include:
If an applicant is renting from an individual or family owner, they must submit a notarized statement from the individual stating the length of residency, amount of monthly payments, and current status of account. International prospects may present a valid passport in lieu of resident history in the U.S.
Stable employment history and income verification for a minimum of one year at current or previous employer. Employment tenure, past or present, is not a qualification criteria in itself. If the employer represents that the applicant is currently employed, or will be shortly, they qualify with respect to employment. A letter of intent to hire from the employer should be requested, in the event employment has not yet begun. Verbal verification, along with paycheck stubs, is acceptable verification. The personal income tax return will evidence the sources and amount of income for someone who is self-employed. Personal bank statements will evidence expenditures and deposits. Retirees must provide proof of income for the past year (personal income tax return, W-2, or proof of automatic deposits for pensions or retirement SSI).
No one under 18 years of age may be a leaseholder.
No applicant may have been indicted, arraigned, convicted or had adjudication deferred when the crime is of a property, assaultive, illegal drug manufacturing and/or sale, sexual or other nature representing a potential risk of damage to the property, its residents and/or owners. A seven-year history is checked.
Any of the above may cause an applicant to be rejected, even if the applicant has fulfilled a sentence and is currently on probation, or even if probation has been fulfilled. It is our right to ask an applicant the dates and nature of any criminal activity as described above and on public record. Criminal history criteria apply to any leaseholder or adult occupant. Crimes that result in AUTOMATIC REJECTION include: rape, crimes of any sexual nature, stalking, murder, molestation, child endangerment, involvement with a minor, assault, robbery, arson, kidnapping, drug sales or manufacture, burglary, terrorism, felony theft, parole violation,manslaughter, or any violent crime.
Crimes that may result in discretionary rejection include: theft, embezzlement, and possession of a prohibited weapon, bad checks, misdemeanors, and illegal firearm possession. Discretionary rejections are factored by:
All discretionary rejections will be reviewed by the District Property Manager.
Two persons per bedroom plus one are allowed. Exceptions may be made for children up to the age of six months old unless dictated by state or federal law. Applicants who have a child younger than six months of age at the time of rental application or lease renewal, and residents whose child has reached six months of age during the lease term will not be required to move until their current lease expires. At that time, the resident may chose to give notice to vacate or select from another available property that has more bedrooms. All occupants must be listed on the Lease Agreement and approved by Management. An occupant is defined as any person living on the Premises for seven or more days consecutively.
As a guarantee of lease performance, a security deposit is required for each property. Security deposits vary from property to property. Deposits are held for damages only and are not applicable to rent at any time. Properties are not held off the market without a security deposit.
Pet policies vary by property. A pet is never permitted without prior written permission. All pet fees and deposits must be made prior to move in.
Additional security in the amount of one month’s rent as allowed by statute will be required of resident in the case of unsatisfactory credit rating and/or insufficiently verifiable job rental history.
A cosigner may be accepted if an applicant is deficient in any category. All cosigners must qualify at six times the monthly rental rate for income requirements. All cosigners must have an exemplary mortgage or rental reference. Cosigners must sign the lease and remain on the lease for the entire lease term. Cosigners will be required to submit an application and application fee. Credit and criminal history report will be obtained on all cosigners.
*Some communities may have additional standards and/or exceptions, which will apply to all prospective residents.
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